Not necessarily. Whether a low‑code platform requires modifications to existing banking systems depends on the chosen integration model. In the simplest setup, the new platform can run alongside current systems (for example, by redirecting users to a separate module) without altering the existing architecture. More advanced integrations, such as embedding low‑code components directly into the bank’s application, may require some adjustments but enable deeper alignment with the bank’s technology stack. In practice, banks often start with the least invasive approach and gradually move toward tighter integration once it proves secure, efficient, and cost‑effective.
